Our Commitment to Compliance and Transparency
Life & Wealth Strategies, LLC is a licensed insurance and financial services agency committed to operating with the highest standards of integrity and transparency. We are licensed to serve clients in multiple states across the U.S. All products and services offered are subject to state regulatory requirements.
Licensed States and Jurisdictions
We are authorized to offer and sell insurance and financial products only in the states listed below. This ensures we adhere to the specific consumer protection laws and regulations relevant to your location.
- TX: 2099192
- CA: 4164951
- FL: W545520
- OH: 1154984
- NM: 17979247
- WA: 1125439
- CO: 719214
- RI: 3002348189
- NV: 3960365
- LA: 1168313
- MI: 17978247
- IL: 17978247
If your state of residence is not listed above, we are unfortunately unable to provide you with a quote or service at this time. Please check back as our licensing footprint may expand in the future.
Agency and Producer Licensing Disclosures
In accordance with state regulations, we are required to provide specific agency and producer license identification numbers. This information is available upon request and will be provided to you before the completion of any insurance or financial transaction.
- Agency Name: Life & Wealth Strategies, LLC
- Primary State of Domicile: Texas
- National Producer Number (NPN): 179782247
- Primary Contact: Gregoria Cardenas
Carrier Relationship Disclosure
We are an independent agency. We represent, but are not employed by, the insurance companies whose products we sell. Our compensation is paid directly by the insurance carriers we partner with (such as BCBS, Humana, GeoBlue, etc.), typically in the form of commissions based on the policies we place. Our advice is always based on finding the best fit for your needs, not the highest commission.
Consumer Rights and Notices
Data Use and Privacy
Any personal or sensitive information collected during the quote or application process will be used solely for the purpose of securing insurance coverage or financial services. For details on how your data is collected, stored, and shared, please review our comprehensive Privacy Policy.
Quotation and Binding Disclaimer
All premium quotes and policy information provided on this website are illustrative estimates. No coverage is bound, altered, or confirmed by submitting a form on this site or receiving an initial quote. A policy is only considered active once a signed application is approved by the carrier and the first premium payment has been successfully processed.
Contact for Regulatory Inquiries
For official inquiries regarding our licensing or compliance, please contact our agency directly or refer to the Department of Insurance website in your state of residence.